?????????????

????:?????????:???????VX

????????11??29????????? (???????????????? ??)??28????????????,???????,???????

?????????????????,??2024???????????????6.55?,????????????????????????2023???6.62????2022?????????7.24??

???????????????(Amanda Bryden)????????????,?????,?????????????????,?,???????,??,?????

??2023??????8?????????????15??????????????5.25%,?8??????????????,????????4.75%??,?????3.75%,???3.1%,2026????????????????4%?

?????????????????????,????????????????,?39%???????36%,??????????????,????19%,???????????????22%?(??) ??????:????