????:1??????????:?????????

2?????

3???????

4???????????

5?????????418

?2????????19???????????? (?????? ????????????)???19?????????????,????????????????5.75%?????????,???????????5%,??6.5%?

????????1????????15??,?????????25??5.75%,??????????5.75%????????,?????????????,???

????????????????,??2025?????2026?????,?????????2.5%±1%???????????????????,??????????,??????????????????,?????

????????????,?????????????????????,??,????????,???????????,???,???????????(???) ??:??????