??12?????19??????????????????????? (? ??????????????????????????)???(????)??????????????,????19?????,????????????????????4.75%,??

?12??????????????????????18??????,?25???4.25%??????4.5%????????????????,??,??9??

?????????????,???????????????????????,????????????

????????????????????????,2025???????????,???????????4?????????

??,???????,????????????????????,????,????

??,???????????(?????????????) ???:???? ??“??400?4?????”????

?? ?????????4.75% ?????????????

????:1???400?4?????:????????????

2?????

3???????

4?????2??400?

5???????????

??12?????19??????????????????????? (? ??????????????????????????)???(????)??????????????,????19?????,????????????????????4.75%,??

?12??????????????????????18??????,?25???4.25%??????4.5%????????????????,??,??9??

?????????????,???????????????????????,????????????

????????????????????????,2025???????????,???????????4?????????

??,???????,????????????????????,????,????

??,???????????(?????????????) ???:????