????:1???????:??????

2?????????

3???????

4?????vx

5????????

??2?????????19???????? (??? ???????)??19?,??????????5.75%?????????????,??5%,??6.5%?

??1??????????????????15?,?????25???5.75%,????????5.75%????????????????,??????,????????????

?????????????,???????????2025????????2026?????,??????????2.5%±1%?????,?????????????????,????????,?????????????

????????????,??????????,????,???????????????????????,??????,??,????????????????????????(???????????) ????:????????