????:1???????:???????

2????????????

3???????

4???????????

5?????

??????????????11???????22? ????????????22????????,????????,?????????????????0.1%???10???????0.2%?

???????0.2%,????0.3%???,???????????,???????????????,??????????????????,?????????????,?????????????????

??,?????????????????????????????????,???????

????,?????????????,?????????????????????????????????,?????

??????????????????????,2024????????0.2%,??????????2023??0.3%?,????????,?????????????????2025????????1.1%?????,??0.4%?(?????) ?????????????:???????????????