????:1???????????:???????????

2???????

3??????????

4?????qq?

5???150??

????????2??19???????????? (? ???????)???????????19??????????,?5.75%???????,?????5%,?????????????6.5%?

??????1?????15????,??25?????????5.75%,???????????????????5.75%??????????,???,??????????

???????????????????,??2025???2026?,??2.5%±1%???????????????,??????????????????,???,??????????????

????????,?????????????????????,??,???????????,????????????,????????????,????????????????????(??????) ???????:???