????:1????????:?????????

2?????95?

3?????v

4?????????

5????????

????????????1???????31????? ?????????????????:?????????????(?? SARB)???????????30???????25????7.5%,?????????????2024?9??????????

??6??????4:2?,??????,??

??????????,??????????,?????????????????????????????,???;???????????????????????????“??,????”?????????????????,??????????????????

??????????????,??????????,???2024?12?,???????????????5%?3%,???????,??????15???????????????????,??????????????,?????4.5%?????????????,????

???????????,?????,????????????????????????????,????????????(????????)???????????????????????

???????,?????????????

??????,??????????40?????0.38%;?????????2.42%?????????10.575%?(??????????) ??????:?????????????