????1??????????4.9% ????19??

??2??21???????? (?? ??)?????????(National Association of Realtors)???21????,???1?????????????????????408?????????,??4.9%,????2%,???

???????,1??????39.69???????????,?4.8%,?????????????19?????????????????,1????118??,????????3.5%,????16.8%????,???????3.5?????????????????,??????5???6?????

?????????,????2022???,?????????????,??2024???????406????????????,?????1995?????

????????????????????,????????????,????????????,?,?????????“????????????”?????

????(Freddie Mac)20??,?????30??6.85%????????30??6.87%,??6.9%?

????,30????2025???6%???????(???????) ???:???