????:1???????????:??????????

2???????

3??????????

4???????

5????????????

??????????2????6????? (? ??)?????6?????????25????????,????????????4.5%,?????????

?????????????????,??,??

?????,??7??????????????????????2????????????25????????????????4.5%???????????????????,???4.25%?

????????11??,???????3.7%??????????,????????2.8%??,???????????????????????????????2027?????????,???????????????2%?????

????????????????,??????????????12???????????????2.5%,????????2%??,??????????????,?????????(?????) ???:?????