????:1???????????:??????

2????????,???????

3???????????

4???????????

5?????????

“???”??????????????????“?????”????????????,??????,??????????,??????????????????????????

????,“????”“??????????”???????????,?????????????,?????????????????????,??????????“??”???????????????????????“??????”????????????,??????????????????

???????????5000??????,???????????,?????????“?????”?????,???????????4?????????,??????5????????????????

??????5????,???????(???)????????????,?????????,???????????“?????????”?????????,???????300???????????????????600???????,?????,??????????????60000??????,????????????

??????????????“?????????????????”?????????????????????,???,?????

??,??????“?????”??:??????????????????????,????????????

????,??????????,???????,????????,????,?????,???

?????????,????????,?????(?????????????????????)???????5000?????????????????,???????,????????????????????,?????????????,???300????????????

?????????????????:???,??????????????,??????????????,?????????????

???????5???,????,????????,??300????????60000????,???????????,???,??????????,????????????????,???200???????????????300??????,????????????????????,???,300????????????60000????????

??????????????,???????????????,?????????60000???????????????????????????????????????????,?????????????????????????,???,????,???

???????????,??????????2024??????????????????9???,???????4??????????????????????????????????,????????????????????,??,????“??”????????6%??????????????12%??????,?????????????????????????????????,??????,???????????,???????????“??????????”?????????????????????????????????????????????,?????????5???????????????

????,??????????????????????4??,????????

??????????????,??????,???????????,???????????,?????,???????????,????????

?:????,???????????????????????????,???????,?????,????????

??????????????????????9????????????,??“?????????????????????”???????????????????????????,???????????????????,???“??”???,????????????????????????????,??????????,??????????,??

???“????”???

????????????????

??????

????

???????????

???????

???????????????:?????? ????????????:????