?? ?????,????????????: ??!
![](http://n.sinaimg.cn/translate/698/w899h599/20190120/bKlD-hrvcwnm2968583.jpg)
????:1??????95?:??????????
2?????????????
3???????????
4???????
5?????app??
????2?18????????? ?????,????18???,????????????????0.25%,??????,??
??,???????????????????????????,???????0.25%,?????????????????4.1%,????????????????????2020??11???????????????????????
???????????????????,“????????????????,???,???”
??,???????“????????????”??
??????,?????????????“????”??,????“???”?
??,???2022???????????12????7.8%?2.4%,?????????????????????,??????????? ???????????:?????????