??1????4.9% ??????????19????

????:?????:???????????

???????2???21???? (???? ?????)?(National Association of Realtors)??21???????,?1???408????????????,????4.9%,???2%,????????

?????????,1????????39.69????,????4.8%,??19???????,1???118??,????????3.5%,????????????16.8%??,??3.5?????????,??????5?????????????6???

????,?????????2022??????,????,?????2024????406????,??1995??????????????

????????????????,?????????,????????????,??,??“????????????”???

????????(Freddie Mac)20????????,??30??????6.85%????30??????6.87%,?????????????????????6.9%?

??????????????,30???????2025???????6%????????????(??) ??????????:???