????:1???95?????:???????????

2????????

3???????

4???????????

5???????

??11????????????22??????? (????????? ??????????)??A?22?????????(?????????????????)??,????????????,??????????????,????????????3%,?????????????3300???????????????????

??????????,?3267????,???????????????3.06%;????10438??,?3.52%;????????2175?,?????3.99%?

??,???,A??????????????;?????????????????????,?????????????,A???????????,??,??????????????????,?3300?????????????????,??????

?,?????A???????,??????????????????????,???1.95%,?A??????,??????(?????10%)?

?????,?????????????22??????,?????????????????????,??,???????????(??????????????????) ?????:???