???,??“??”,?????????????

????:??????????:?????

???????????2???????????14??? (????????????????????? ? ??????)“2???,3?????????????????????4.3%,?‘????’??????????”????????

???????????,???????????????????,???4%????3%????,????200BP????????????????????????,?,?,???

?4%

2??????????13??,??App???????,????2025????3??????????“?????????????????”3???????6??1???????????????2.5%?2.7%??3.0%,????5000???????????????????????????????????,2025??????3???????????????????????“???????????”??2??????????????9????????????????

?????,1????????22?2?????7?????????????,?????????1????“??”????????????????????1?????????????3??????6???1??4.25%?4.15%?4.10%??4%?

???????????????????????:???App? ?????????

?????????????????????,?????????????1??????????????4%??????????3%,????100??BP??,2??????????13??,?????,?????,“??”??????????????????????????????????,???,????,????????????

“??????????”??????????,2025???????2????8??,“???????????”???????????????,??3000(??)???????????????2.1%,???????????????3000(?????????)?????????????????2.5%???,?“?”???3000(???)?????????????????????,??????????????4.3%??????4.0%???????????????,???????????????220????????????????BP?????????????????150????????????????????BP,?“??????????”?

???2???13?????????????????????????????????????,??????,?,2????12??,??8000(????)?????????,3???????6???????????????13?2.5%?2.7%??2.8%,?100?????????????8000(??????????????)??,3???6????????13??2.4%?2.6%??2.7%????1?????????????,??4%?????????????

???????????:??App

?????

????????????,????????????,??????????????,???,?;??,?????????,????,???????????????????;??????????,?????

?,????????????,??,??????????????????,???????????????,?????

“???????????????????”??????,??????,???????????,??,????;????????????????,????,????????????????,????????????,???????????

??,????????,????????????????????,???????????????????????????,??????,??,???,?????????????????

??,???????????2025?????(2025?1??????),????,??,??????????,??????????????

?,??????????,??????????,????????,???????????????,?,???????????????

?,????????????????????????????,???????????????????,??????????????????????????????????,???,??????????????

?,?,?????????????????????,??,??????????????,?????????,???????????,???????????,???????????,????????????,??????????????????????,?,?,??,???????

(???,???:weiwei@chinanews.com.cn)(???APP)

(??????????,??,??????????,????????????????)

??????????,??????,???????????

???????????????:?????????