??2????????21??????? (?? ????)????????????(National Association of Realtors)??21????????,??????1?408??,??4.9%,??2%,?????????????

??????,1?????????39.69???????,????4.8%,??19????????,1????????????118?????,???????3.5%,?????????16.8%???????,????????3.5??????????????,???????????5?????????????6???

??????????????,?????????2022???,????,?????2024???406??,????????1995??????

??????????????,???????,????,????,????“?”??????????????

?(Freddie Mac)20??,??30??????6.85%????30???????6.87%,????6.9%?

?????????????????????,30???2025???6%?????(????) ?????????????:???

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??:???????????,??????????,??????????????