????????????“?????????” ????

????:????wx?:???????????

??,???,???,??????

?????????????????“??”

???????????,????,???????????????,?????13??,??3??????????,???27???????

?????????? ????????:??????????,?1000????????????,????????3000?????????????????

????,????????????,????????????,???????????3000????????????21????,????????????????,????????3.5??????????????????

???? ???:???????????,????,???????????????????????????,?????????????????

????????? ?????????????:???????????????????????,??;??????????????,??,???

?????,??,??????????????????10???????????,?????????

???????????????????,????????,????????????,??????????????????5000??,?????????????,?????4000??????????????

??? ??:????,???????????????20??????????????,???????????,?????????????,????????????????????????

???????? ????????

??????,???????????????????????????????????????????????????????“??????”,????,???

?????????????????,??“????”??:

?????????????,?????????????;

??????????????????????2000????;

???????;

????????

?????????,11???,???????????????????4.25??,??????13.2%;??????????????????????32.21????,????????????14.3%?

?,????????“??????????????”?????????????????????????“??”,??????????????

???????????????????? ????????:“????”?????????,?????????????,???????

???????????????????????? ????????????????

??????????,????????????,???,????????,?????,??????????????????????????

???????????????????????????,??????1000????????????,??????????

??????????,??????????????????????,???,???????????150????????????????,???????????????????1500???,?????????????????

????????????3??,???

?????????? ??????????:????????????1500???????????,??????????LPR(?????)?????????,??12???????????????,?????,??????22????

???,11????????,??3.45%,???????????36??????????,???????

??????????,??????????????????????:

1????????0.25????;

7???9??7???0.3???;

????????????,??LPR?????????????????,5????????????????LPR????????60????;

??????1?????????????,????????????????????2????????;

?????????????????,??????????,???

???????????,??????????????????????300????????

?????????? ???????????????????????:??????????????????????????,??,???????????,??????????,??????????????

???? ????????????

????????????,?????????9????????????????????????????,???????“??????????????????”????“??????”“??????????????”??,????????????????????,????

???????,?????????????,???????????????????,5000????1.5????????????,??????????1500?????????

???????????????,?,?????????????,?????????,?60??????????1??????

????????????,??????????????,????,??????????????????????????????????????,????????????????????

??????,????“????????????”,???????????????,?????????????????????????,????????????,???

???? ???:????????????“?????”??????????????????,????????,????,?????????????

(?????? ???? ?????????? ????????????) ???????????????:?????????