????:1???????:????????????

2?94??????

3????????

4?????????

5???????

???????1????????30? (?????????? ????????)2025???29?,??4.25%??????????????4.5%?????????????,???????????????????2024????????9?????

?????,?????,??,?????,????????????????????

??,?????????????,????“??????????????”????????????????,??????????????????????“??????????????????2%??????”??????????????????????,???????“????”???????????????????????????

?,??????????????,??2%?????????????“?????????”????,??

?????????????,???,?????,?2%???????????????????????????????????,??????????????“??????????????,??”?

?????,????????????“?,??????????”

???????,??,?????????????????????????????,???????????????

????,????????????????

???,???????????,????????,????????,????????????,??????,???????????????????,??????????6???????????????12??????25????,??????????2026??????,?3.5%?????3.75%?

??????????,?????????????????,2025??????CPI???3%;????,???????2025????1?????????2???????????,?????????????1?????,??????3?????????????

“??????????????????,????‘?????????’,??????”??,????????????????????,?????????????“?????????????”,???,??????

??????????????,??????,???????????????,??????????????,??????????3????????,3???????????????,?????(????????????????????) ?????????????:??????