????1????4.9% ??????????19??

????:??????929598:????????

?????????2???????21?????? (?? ???????)????(National Association of Realtors)??21??????,?????????1??408???,????4.9%,????????2%,????????

????????????,1????39.69????,???????4.8%,?19???????????????????,1???118??,??3.5%,????16.8%?????,???????????3.5???????????????????,????????????5?????????????6???

??????????????,??2022????????????,??,??2024????406???,????1995??????????????

????????,?,????????,??????,??“???”???

???????(Freddie Mac)20????,??30?????????????????????6.85%?????30????????????6.87%,???6.9%?

????????,30????????2025??6%??????(??) ?????:?????