?????????????

????:????????????:??????

???????????????11??29????????????? (?????????????? ?????????????????????)?????????????????28????????????,??????????????,???

?????????????,??2024?????????6.55????????????????,????????????????2023?????????????????6.62????????2022???7.24?????????????

??????????(Amanda Bryden)??????,??????,????????????????????????,?,??,???????,????

???????2023?8????????15??5.25%,????8?,?4.75%???,?3.75%,??????????????3.1%,2026????4%?

?????????,???????,??39%?36%,???,???????????????19%,?????22%?(????) ?????????????????:???