???????????5.75%??

????????2????????19??????? (????????????? ?)??19?????????,???5.75%????????????,?????5%,??6.5%?

???????????1????????????15??????,???????????25??5.75%,????5.75%???????????,?????,???

???????????????,?????????????????2025??2026????,??2.5%±1%???????????,??????,??,????

??????????,??????????????????????????,????????????????,??????????????,????????????,????????,????????????????????????(?) ???????:????????