????1??????????4.9% ??19????

?????????2?21???????????? (???? ??????)??????(National Association of Realtors)????????????21????????????,???1?????408????,??4.9%,????????????2%,?????????????

??????,1???39.69??????,?????????????????????4.8%,???19???????,1???????118???,????3.5%,????16.8%????????,??3.5??????,???????5??6????????

?,????2022????,?????,???2024????????406????????,??1995??????????

?????????????????????,????,??,??,?????????“??”????????????

????(Freddie Mac)20?,????30????????6.85%??????????30??????????????6.87%,???6.9%?

????,30?????????????2025??6%???(????) ???:????????