????:1???????????:????????

2??????

3??????????????

4???98?

5??????????2023

??2????????????21??????????? (?? ??)??(National Association of Realtors)??????21????,???1?????408??,????????4.9%,??2%,??????????????

????,1???39.69?,??4.8%,???19???????????,1????????????118??,???????3.5%,??????16.8%?????,????????????3.5???????????,????????5??????6???????

?????,?????????2022???,???,??????????????????????2024??406????,????????1995??????????

????????????????,?????????????,????,?????????,?“?”?????????????

????(Freddie Mac)20??,???????30????6.85%???30???????6.87%,????????????6.9%?

????,30????2025??????????????6%?????(????) ?????:???