????:1?????????:????????

2?????

3????????????

4??????????

5?????92?95?98?

????2?21???????????? (???? ???)???(National Association of Realtors)??21???????,??????1??408??,?????????????4.9%,????2%,??????????

???,1????39.69???,????4.8%,???????19???????????,1??118??,??????3.5%,????16.8%?????????????,????3.5??????????,????????5????6?????

??????,???????2022?????????,????,????????2024???406??,????????????1995??????????????????????

??????????????????,?????????,??,????,?????“?????????????”???

??(Freddie Mac)20????????,??????30?????6.85%??30??6.87%,??????????????6.9%?

????????????,30??2025???6%?????????????(????) ??????????:???