??????2??21? (?????? ????????)?????????????(National Association of Realtors)????????21????????????,?????????????????????1???????408??,??4.9%,????2%,????????????

????,1???39.69??,??????4.8%,?????????19?????????????????????,1???118??,????3.5%,??16.8%?????????,????????3.5????????????????,????5????6???

??????,????????????2022???,?,????2024????406????,??1995??????????

???????????,??,?????,????,?“????”???????????????

?????????(Freddie Mac)20???????,???30???????6.85%???30?????6.87%,????????????6.9%?

????????????,30?????????2025??6%???(????) ???:?????

??

??:???????????,??????????,??????????????