????1??4.9% ??????????19????

??2????21????????? (???? ?????)??(National Association of Realtors)?????????21????,???????1??????408??????????????,????????4.9%,????2%,?????????????

??,1????????????39.69??,???4.8%,???????19??????????,1????????????118?????????,?3.5%,???16.8%???????,????3.5????????????????,??5????6?????

??,????2022??,????????,?????????2024?????????????????????406??,???1995?????

?????,???????,????????,????,????????????“??”????????????

??(Freddie Mac)20?,?????????????30???6.85%?????????????30??????6.87%,???????6.9%?

???????,30???2025??6%?????(?) ???:??????????????