?????? ???????????

????:????????APP:????

?????????12??????????19????????????????????????? (? ?????????)???19????,?????????25??????5.75%??8???????????????,?????????????

?,???????????2025??????3.4%,??3.3%,???????????2026?3.7%??,???

?12??20???,????????????????????6.0%???????????????5.75%,????????????????5.25%??????6.25%?

??,??????????8?????????8???????,???,??6.50%????????????6.25%;10??25???

????????????,???????????,????????????????“???????”???????,“100????????????,???”????,?????????,???????????,??????,??????,????????????(??) ???:????????????????