??1?????????20???????????(????????? ?????????????)“?,??????‘?’??‘?’??,????????????????????????????77112??????????????????????????,?‘?’?‘??’?”1?20??????,??

???,?????

???,2024?????????????,???????????????202294??????,??184338??????????,??????????????????????3.31%??1.96%?

?,?,?????????,??????79???????????????;??416.15?(????????????,????),???????????????2919.3???????,????????????????????,?11171???????,??????????????12.18??????????,???887??,????????6.69???

???????????????????????????????????????,??50249????84?31162??,?2912?????????

????? ????

???,??,“???????????”????????????????,??????;???,????,??????;??,?????????,???

????????????,?????,??????“????”?????,??????????????????????????????(????)

??:??? ??“????????????”????

?? ?????????:“????”????

????:1?????????????:?????

2?????????

3????????????

4?94????????

5?????????

??1?????????20???????????(????????? ?????????????)“?,??????‘?’??‘?’??,????????????????????????????77112??????????????????????????,?‘?’?‘??’?”1?20??????,??

???,?????

???,2024?????????????,???????????????202294??????,??184338??????????,??????????????????????3.31%??1.96%?

?,?,?????????,??????79???????????????;??416.15?(????????????,????),???????????????2919.3???????,????????????????????,?11171???????,??????????????12.18??????????,???887??,????????6.69???

???????????????????????????????????????,??50249????84?31162??,?2912?????????

????? ????

???,??,“???????????”????????????????,??????;???,????,??????;??,?????????,???

????????????,?????,??????“????”?????,??????????????????????????????(????)

??:???