??????????????4.36??

?2?????????????6?????????? (??????)???????6??,??????????????,?????????????4.36??????,?????????5600????????????,?????“?????????????”????

??????????,??????????,?????????????,?????????????????,????????,????????????????????,??

??????????????,???,???????3%?????????????,???????????????????????????

????,??????????,???,????????????????????????????,????,??????????????,???1000??????????19.4%?(??) ?????:??????????????