????????????2????????21??? (??? ???????)??????(National Association of Realtors)??21????????????,????????????1??408??,???4.9%,???????????2%,?????

???????,1??????????????39.69??????,????????4.8%,??19????????????,1??118????????,??????3.5%,?????16.8%???,?????????3.5???????,????????5?????????????6??????????????????????

????,????2022??????,???,???2024???406???????,?????????1995???

?????,????,????,?,???????“??”??????

????(Freddie Mac)20??,???30????6.85%?????????????30????6.87%,?????????6.9%?

????,30?????????????2025????????????6%?????(???????) ??:???

??

??:???????????,??????????,??????????????