????????30??6.89% ??????

???2???????6?????????????? (?????? ????????)?(Freddie Mac)????6???,???????30???6.89%,?????????????????

?????,????????????30???????6.89%,???????6.95%,???????6.64%?

??10??????????????10??4.79%,??????,6?????4.43%?

?9???????????????????,??30??9?????????6.08%,??

??????????????????,??“?”,?,??,??????????“??????????????”???????,30???????2025??????????????6%??????

??,2024???406????,???2023??0.7%,??????1995????????????

?????1??29?????????????????????,??,????????????4.25%????????????4.50%??????????????,???????????????“?”????(??) ???:?????????????