????1??4.9% ??????????19????

????2???21???? (????????? ?????????)????????????(National Association of Realtors)?21??,??1????408??,????4.9%,????2%,?????????

??,1???????????39.69?????,??4.8%,????????19????????,1???????118??,??????????????3.5%,?????????????16.8%??,????3.5???????????,??????5???????6?????

????,?????????2022???,??,?????2024?406????????????,?????1995???????

????????????????????,????????,???????,???,???????“?????????”?????

??????(Freddie Mac)20??,????????????30??6.85%????30??6.87%,?????????????????????6.9%?

?????????????,30????2025????????????6%???????(??) ???:???