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??12?24?????????????????????????????? ?12??20????,??“?????????????”????????????,??,?“??”??????????????????????????,????,???????????:?????????????,??????

«??»(The New York Times)???????,?????????????“???”?????????,???????????????????????(Goldman Sachs)??,“????”??,???????????????,???????????????????0.15????????

??????????????????????????????????????(Bobby Kogan)????:“??”?????,?????1976????????,????21????“??????????????????”???“????”?????????????2018??????2019??,?35????????????,??????????????“???”?

?,????????????:??????????“??”??,?????????????????????????,???????????????????,????;????????????,????……?????????,????(Nationwide)??????(Kathy Bostjancic)??????????????????????????????:“????,??????,?????????”

????????,?????????,?,?????,???????????????12??18????,??????????25??????????????4.25%??4.50%???,??????????2025?????,??“?????????????????????”?

??????,?????????????????“?????????”????,????????????“??????????????,??????,????????????????,????????”??????????????????????????(Wells Fargo)???????????????????????(Michael Pugliese)??????:“??,??????GDP???????,????”

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