????:1???????:??????95

2?????????

3??????????

4??????

5?????????

?2?21??????? (????????? ????)??(National Association of Realtors)?????????21???,??????1??408???,????????4.9%,??2%,??

????,1????39.69????????????,?????????????????????4.8%,???19???????,1??118????????????,??3.5%,????????16.8%??????,????????????3.5???????,??????????????5??????6???

???,????2022??,??,?????2024?????406????????,????1995?????????????

??????,??????,?????????????,????,??????“??”?????

???????(Freddie Mac)20??,???????????30???????6.85%????????30???????6.87%,????????????6.9%?

????,30???2025?????????6%??????????(????????) ????:??????????????