????:1?????????:???????????

2???????????

3?????????

4??????????

5???????????

??????????????????????2??????????????6?? (???? ?)??6?????????25???????????????????????????????,????????4.5%,???

???????????,?,???????????

???????????????,???7?????????2????????25????4.5%????????????????????????????????,????????4.25%?

?????11??,????????????????3.7%?,?????2.8%?????????????,?????????????2027??,??????????????2%?????????

???,????????12?????2.5%,??2%???????????????,??????????,??????(????????) ?????:?????????????