??????????1????4.9% ????19??

??2????????21????????????? (?? ????)??(National Association of Realtors)??????21?????????,??????1??408????????????,????4.9%,?????????2%,????????

??,1??39.69????????,????4.8%,???19????????????????????????,1???118?????,??????3.5%,??16.8%?????,??3.5???????,??5?6????????

???,????????????2022????,????????,?????????????2024??????406??,????1995??????????

??????????????????,???????,????????????,????,??“????”????

????(Freddie Mac)20???????,?????????30????????6.85%????????????30????6.87%,???6.9%?

????,30??2025???????6%????(?) ?????????????:??????????????