????25??????????7.5%

?1?????31??????????????? ??:???(???????????????? SARB)??????30?????25??7.5%,???????????????????????????????2024?????????????????9?????????

??????????6???????4:2??????????,???????????,??

?????????,????????????,????????????,?;????“????????????????,?????”???,??????????????????

?????????????,??????????,???????2024?????????????12??????,????????????5%?3%,????????????,?????15?,??????????????????????????????????,?4.5%??????????????,??????????

??????????,????,??,??????(???????????????????)????????????

?????????????????????????,???????????

????????,?????40????0.38%;?????????2.42%???????10.575%?(???????) ??????????????????????:?????