????:1???????:?????vx

2????????????

3???95?

4?????300?3??????

5???????

?2?6????????????????????? (??? ??)??????????????(Freddie Mac)??????????????6???,??????????????????30???????6.89%,?????????????

?,????30????????????6.89%,???????6.95%,????????????6.64%?

???????10????????????10??4.79%,??,6??????4.43%?

??????????????9??????????,??30????9???????????6.08%,???

???,???????????????“???”,??,??????,???????“?????”????????,30????????????????2025?????6%???

??????,2024???????406??,????????????2023??????????0.7%,??1995??????????

?1??????29?????,?????,???????????????????4.25%?4.50%?????,??“??”????????????(??) ???:????