????????30??????6.89% ??

??2???6?????????????? (?? ??)?(Freddie Mac)?????6???????,??30??????????????6.89%,???????????????????

?????,???30?????6.89%,???????6.95%,???6.64%?

????10???????????10??4.79%,?????,6?????????????????????4.43%?

???9???????????,??????30????9????????????6.08%,??

?,???“?????????”,??,????????????,??????????“???????”???,30???????2025???????????????????6%???????

??,2024????????????????406??????????,???2023?0.7%,??1995????????????

????????????1??????29????????????,?,??4.25%??????4.50%??????????????????????,?“??”???(???????) ????????????????:????