??1??????????4.9% ????19????

?????????2?????????21???? (???? ????)??(National Association of Realtors)???????21???,????1??????????????408???????,???4.9%,????????????2%,??????????

????????????,1????????????39.69???????,????4.8%,????????19???????????,1?????????????????????118?,??3.5%,????16.8%???,????3.5???????????????????,?????????????5???6??

??,????2022??,??,????2024???406?????????,????1995???

???????????????????????,????,????????,??????,?????????????“?????”???

????(Freddie Mac)20????????,??30???6.85%????????30??6.87%,??6.9%?

?,30??????2025??????6%???(?????) ????????:?????