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3???????

4?????300????

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??11??????????????29??? (?????? ?)?????????28??,????????????????,?????????????

?,??2024?????????????????6.55????????????????,??2023?6.62???2022???????????????7.24?????????????????????????

????????????(Amanda Bryden)????,??,?????,????????,?????,?????????????,??

???????????????2023?8????15?????????????5.25%,??8???????,?????????4.75%??????????????????????,????????????????3.75%,???3.1%,2026????????4%?

?????????????????,??,?39%???????36%,????????????,??????????????19%,??????22%?(????) ???????????????:???