????:1??????????:???????

2??????spa???

3?168?????

4??????????????

5?????????

7?????????????22??,?????????????????????,1???????????(LPR)???3.35%,5???LPR??????????????3.85%,????????????????10???????????

????????????LPR???????????2????????????????,5???????LPR???????25???,????5???LPR??????????35????

????????????????100?????30????????,????????????????LPR??10??????????????,?????????57.3??,????????30??2.1?????

???????????,5????LPR???????????5???????????17??????,?????,?????6?????,??????????????????????3.45%,????66???????????,??????????17????,????????????

?????????,5???LPR????35??????,?,????????????????????LPR????,????????,?????????????????????100????????30??????,??????200????????????,????????7???????

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?2024??????????,????????????????,?????????????LPR?,????,???????LPR??,??????,????????????????,LPR?????????

“??,???,LPR??????????”????????????????,LPR????,?????????,?????

???,??(??????“????????”)?????,????????????,??????????,????7????????????????????????????,????????,???????,??????,??????7????????????????????????1.8%??????????????????1.7%????????????????????7?2023?????8???????????

????????????????,7?????????????,??????????,??????7???????????????????????7????10?????????????,????,?????

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LPR?????? ???

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1.???

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2.???????????????????

???,???????,????6??,??3.45%,????66???????????,??????????????17??,?????????????????????????,5??LPR?35????????????,????,???????LPR????????

3.????????????7??????,?????????????????????????

???????????????????,?????????????????,????????,???????????????????,???????????????????????????????????7?,????,????????;?????,??

??,??????,?????????????,????????????????,???????????7??????????????????????????,????,?????????;????,??,???????????????????????????,??????,???

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