????:1?????????:?????????

2??????????

3????????

4???????

5???????

???7???25???? (??????????????)25??,?????????????????????????????????????????????????

??????2023??12????,????????,????2%??1.8%,???2??????????????????

???100????????1???

??????????????????????????????????25????????,??????????????????????????????????????????????????10?????????,??1.05%?1.25%?1.35%;?????????????????????20??????????,????1.45%?1.75%?1.8%?

??,??????100???5??????????????????????????????,?10?????????????9???,???????1??????????????????

??,??0.2%???0.15%,????????5???;????????????????????????????????????10????,??????????????????1.05%?1.25%???????1.25%;?0.7%??0.6%;???????????10????????????????????,?0.15%?????0.7%?

??????????????,??????????????????10???,????????????1.05%?1.26%?1.38%;????????????????????20????,????????1.45%?1.75%?1.8%?????,????100??????5??,?????????????10???????????????9????,???????????1????

????????????????????????,???????,????????????,???????????????????,?????????,????,?,???????

???????

7????????22???????????????,???????????,?7???????????1.80%???1.70%???,1?????????????5????LPR?????10???,???????3.35%????3.85%????????????,??MLF??????,??MLF???

???,???????LPR??????????????:???LPR????,??,??,??

??????????????,???,?????

?????,?????????LPR?????,??????,?????????????????????1.54%????????????,????,?????????????????????

“???????,??????????????????,???????????????????????????????,????????,????,???????????,??????????????????,???????????????,?,???,?????????”???????????

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