??4.36??????????????

?????????????2???6???????? (??????????????)????6??,??????,?4.36??,??????????5600????????????????,?????“???”??????????????????

??????????,????,?,??,???????????????????????,????????????????,??????????

????,????????????,???????????????????????3%????,?????????????????????????????????????

???,?????????,??????????,?????????????????????,??????????????,????,??????????????1000??19.4%?(???) ??????????????:???????????