?????????????

????:????????:??????????

????????????????11??????????????29???????????? (???????? ???????????????)????????28????,??,??

?????????????????,?????2024?????????????????????6.55??????,????????????????????????2023????????????6.62????????????????2022??7.24????

???(Amanda Bryden)?????????????,?,?????,??????????????,????,?????????????????,??????????

???????2023?????????8??15???????????????5.25%,??????????????8??,??????4.75%???,????????????????3.75%,?3.1%,2026?4%?

??,??,?????????????39%?36%,?????,???????19%,???????22%?(???) ?????:????