??4.36??????????????

?????????????2?????????????6????????? (?)???????6????????,??,?????4.36?????????,??????????5600??????????,????“???”???????????

?,??????????????,?????????????,?????????,???????,????????????????????????????,???????????

?????????????,??????????????,????????????????????3%????,??????????????????????????????

???,???,??,??????????????????????????,??,?????,??1000????????????????19.4%?(??????????) ?????????????:?????