??????????????????????????????????,??????????????????????????,?????????????????

???,???????????,????12????,???41.5%,?????????500??????,????????2.97??????????????????????????,??????242?????

???????????,?????+????????????????????,?????????????????“?????”???????,?????,“??????”App??“???????????????????????????????”???,???????????????????????????????2024????????????12??????????,???3000???????????????????????????,???????????1000?????????????

??????????,??????????????,?????????“?????”??????????7??????????,???,??,???,“?????????”App???1.5???????,??????,??????????“??”“????????????????”“??”“????????????????”?

??:?????“??”

????“?”,????

?????,????,??,??????????,????,???????????????????????????,???????????

???,???,???????????????????????????????,????????11?????????????,??????????,??,??“????????+???+???”????????????????,??????????????????2024?????????,“???????????????????????”App??1800????,???????????????31%?

???,???????????????????“????”????,???“????????”App??????????B????????

????:??????????????

???,????????????????????,???“?????????”App?????,???“??????”“??”“?????”????????????????“???????????????”????????????????,??“?????????????????”?????????????????????????????“???‘??????????????’??,??,?????????????????,??????????,????????????????”???

???,?,???????????+????????????????“????????????”+?????????????+???????

??????,???,??“???????????????????????????”????????????,???????????,??????????

????????????,????,???????“??????????????”???

??,???????,???“?????”“???????”;????,???????????,??“?????”App????,??,???,??25???????

?????:????????“????”??

??????,?????

?????12?????????2???????,?????????????,????“????”,????

???????????,??“??”????????,?????????,??????????????????

???,??“1+3+N”?????,??????????????????“?????????+????”???

??,???????????,????????“?????????????????+????????+????”??,????????+??,?????????+?????????????????????,???????????

????????:??

????,??“???????”App,?????????,??????????“????”????,?????????????????,?????????????“???????????-?????-???????????????????????”????????????????,???????????????APP?ATM?POS?7*24??,?????????????????????????????????,?????,??????????????????????????,?????,????????????,???????????????????????????????????????,??????????

???,?????,???????,?????,????????????????? ?????????????:????????????

??

??:???????????,??????????,??????????????