??????????1????4.9% ????19??

?????????2????????21?? (???? ????????)??(National Association of Realtors)???21???????,????1???408??,???4.9%,??????2%,???

?,1??39.69???,?4.8%,??19???????????????,1??118????????????,????3.5%,?????16.8%?????????????,????????3.5???????????????????????,???5????6??????????????????????

???????????,?2022????????????,???????,?????2024??406??,????????????1995????????

?????????????,?????????????,??????????????,????????,????“????”??????????

???????(Freddie Mac)20????,??????30??6.85%?????30??????6.87%,????6.9%?

??,30???2025?????6%?????(??) ???????:????????