??????????????? ??????????

????:??????:??2023??

??2???5? (?? ???????????)??????????????????????5?,2025?????,??????2024???

??2025?????????????????????? ???????? ????

????????,????????,???????????????????????????????,??,???

????????????????????,2025?4%,???,???????????????????,????????????????????????????????????????????????????;??(???????)?????????;???????????????????????????????????????

????????????,??2024???????,????????(1???27????)?????????????10000????????????????????????????(??2127???)?,???????????????1??????16??

?????????????,2025??????2.3%,???(?)

?????????:?????????