�????????????�

????:??????:????????????

?????2???????????????91???????��?,???????,??

???????????2??????

�????????????????????????????????�??????????2???????????????,??????5??????2????,?4?(???????????????????????),?2??????????????????(5?1?????2?????)?????11???13????????

???????

???????�?�,?,????????60????????????????,??????4??1???????????,???????????????63????????;?????55?????????????????????,???????4???1????,?????58???;?????????50??????,???????????????????????2?????1?,??????55??

????

?,????,??????????1???????????1??,?,???????????????;??????1??,????,??????????????????,??????????2024?5???18??????,??????0.25???????????,5?(????5????)?5??????????????????2.35%??2.85%,5??(??????5?)????5?2.775%?????3.325%??2024????5??18??????????????????????,??????2025?1??????????1????????????????

?????????????????????????63??????

?????�??????�???,?????????????60????63??,?60??????63?????

91??????

?????????�??????????(2024???????????)�??91?????,???????3159????????,??91?,?????????89?/?????????????????????,2?,?????????????43?????

????????

�?????????????????????????�?????????????,??????,?????????????,???????,???????

????????????

�?�?????????????????????????,?,????,????????????????,??????????????????? ????????????????????????????

(??) ??:???