????:1?????????:??????

2??????

3???????

4??????

5???????

?????1?31? ??????????????:??(??????? SARB)?????30??????25??7.5%,?????????2024?????9???

?6??????????4:2????????,??,?????

?????????,?????????????,???????????????????????????????????,??????????;??????????“??,??????”?????????????,?????????????????

?????????,????????????,??2024?????12??????,?????????5%???3%,?????????????,???????????????????15???????????,???,??????????4.5%?????????????????,??????????????????????

??,???????????????????????????,??????,??????(????????????)?????????????????

??????????????,????????

????????????????????????????,?????40????????????0.38%;????????????????2.42%?????10.575%?(????????????) ??????:?????????